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Where Should I Put My Money?

Today, more than 100 million Americans are using credit unions, and here is why!  

Most credit unions offer the same financial products and services as banks, from checking accounts and mortgage loans to mobile banking and online bill pay. We’re truly full-service financial institutions. Plus, because of the way credit unions are structured, we can offer our members competitive rates on savings accounts and loans. 

Become A Member, Become Involved 

Through Credit Unions, you gain more than an account—you gain a voice in the community! 

Credit unions are nonprofit organizations, and we are owned by our depositors. When someone opens an account at a credit union, they become a member as well as a customer. Our members have input into business decisions, share in our success, and help us give back to and improve the communities where they work, live, learn, and worship.  

Keep Your Money Safe 

Your money is safe with any federally-insured financial institution. Deposits entrusted to credit unions are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Like the Federal Deposit Insurance Corporation (FDIC), which insures most bank deposits, the NCUA is an independent government agency created to protect depositors. This insurance does not cover money that you have in investments.  

Be A Part of Something Bigger 

Credit unions are inherently community-based, and we enjoy serving our members and neighbors by donating our time, talents, and funds. We’re deeply committed to helping everyone in our community thrive financially, personally, and professionally, so we provide many online financial literacy resources in addition to one-on-one individual attention. 

Most credit union members join with a small deposit into a share or savings account, so they immediately enjoy great rates. At MAX, anyone who lives, works, worships, or attends school in our growing service area, or is a relative of a MAX customer, is eligible to join. Upon joining, our members become an integral part of something bigger — an organization that exists for the benefit of its members and the communities it serves.  

Kammey McCord is a Sales and Service Manager and Relationship Consultant at MAX Credit Union. Kammey has worked at MAX for 13 years and has served in several leadership roles with community and civic groups during that time. She is a graduate of Auburn University Montgomery and Troy University. Kammey and her husband reside in Prattville with their two sons.